Privacy Policy

This Privacy Policy describes how xBenefits LLC ("xBenefits," "we," "our," or "us"), located at 700 E Firmin Street, Kokomo, IN 46901, collects, uses, and shares information when you use this website and the tariff refund intake platform (the "Service").

We collect the following categories of information:

• Information you submit: business name, contact name, email, phone number, importing activity, estimated tariffs paid, and any free-text responses you provide on intake forms.
• Referral and attribution data: referral codes, the affiliate or partner who referred you, and the page on which you signed up.
• Technical data: IP address, browser type, device information, pages viewed, and similar usage data collected automatically through cookies and standard web technologies.

We use the information to:

• Determine potential eligibility for IEEPA tariff refunds;
• Refer qualified inquiries to the partner law firm;
• Track referrals so the correct affiliate or partner receives credit;
• Communicate with you about your inquiry;
• Operate, secure, and improve the Service; and
• Comply with legal obligations.

We share information only as follows:

• Partner law firm: qualified inquiries are shared with the independent law firm that handles IEEPA tariff recovery work.
• Referring affiliate or partner: the referring sub-affiliate may receive information necessary to confirm attribution and status updates.
• Service providers: hosting, database, email, and analytics vendors that process information on our behalf under confidentiality obligations.
• Legal: when required by law, subpoena, or to protect rights, safety, or property.
• Business transfers: in connection with a merger, acquisition, financing, or sale of assets.

We do not sell your personal information.

We use cookies and similar technologies to remember referral codes (typically for up to 90 days), maintain sessions, and measure site usage. You can control cookies through your browser settings; disabling cookies may affect site functionality and accurate referral attribution.

We retain submission data for as long as needed to provide the Service, comply with legal obligations, resolve disputes, and enforce agreements. Aggregated or de-identified data may be retained longer.

We use reasonable administrative, technical, and physical safeguards designed to protect information, including encryption in transit and access controls. No method of transmission or storage is 100% secure, and we cannot guarantee absolute security.

Depending on where you live, you may have rights to access, correct, delete, or receive a copy of your personal information, and to opt out of certain processing. To exercise these rights, email us at the address below. We will verify your request before responding.

The Service is intended for business users and is not directed to children under 16. We do not knowingly collect information from children.

We may update this Privacy Policy from time to time. The "Last updated" date above indicates the most recent revision. Material changes will be reflected on this page.

xBenefits LLC
700 E Firmin Street
Kokomo, IN 46901